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CONVENTIONAL LOANS

Conventional loans are the most common type of loans that are not insured or guaranteed by the government. These loans adhere to Fannie Mae guidelines. Fannie Mae, or Federal National Mortgage Association, is a corporation created by the federal government that buys and sells conventional mortgages. It sets the maximum loan amount and requirements for borrowers.

Conventional loans offer better interest rates than non-conventional loans. The decision on qualification belongs solely to the lender and there may be fewer restrictions on the applicant’s personal financial situation than a government-backed loan. These loans typically involve a 25% equity injection. These loan programs are typically useful for long term construction financing for new builds of all kind of commercial property types.

We are offering low, long term fixed rates and flexible underwriting. Conventional loans are available nationwide for both investors or owner-users.

If you are looking for a conventional loan, contact our mortgage advisors now.

We are just a call away, call us at (408) 780-2200 or click the button below to contact us online.

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